Last updated: 5 September 2026
These Terms and Conditions govern your use of the Smart Money website, the Smart Money Fact Sheet and related free educational content provided by Ranson Property Limited through the Bola Ranson and Property Mastery With Bola brands. By using the website or requesting the Fact Sheet, you agree to these terms. If you do not agree, please do not use the website or materials.
The website and materials are provided by Ranson Property Limited.
Address: Level 39, One Canada Square, Canary Wharf, London E14 5AB
Email: [email protected]
The Smart Money website, Fact Sheet, emails, videos and social-media content are provided for general educational and informational purposes only. They do not constitute personal tax, legal, mortgage, financial, investment, accounting or regulated advice.
Property, borrowing and tax decisions depend on your individual circumstances. Tax rules, interest rates, lending criteria, property values, costs and legislation can change. Before acting, you should obtain advice from appropriately qualified UK tax, legal, mortgage and financial professionals.
Any property values, loan-to-value figures, rental amounts, tax calculations, savings, returns, case studies or examples are illustrative. They may simplify costs, reliefs, allowances, financing restrictions and personal circumstances. They are not a promise, guarantee or prediction of the result you will achieve.
Past performance and personal experience do not guarantee future results. Property values and income can fall as well as rise, finance may not be available, and borrowing increases financial risk.
Your use of free content or communication with us does not create an adviser-client, fiduciary, agency, partnership or joint-venture relationship. A separate written agreement will apply if Ranson Property Limited or another identified provider agrees to supply a paid programme, consultancy or other service.
The website and materials are intended for users aged 18 or over. You may use them only for lawful personal or internal business purposes. You must not:
Unless stated otherwise, the website, Smart Money Fact Sheet, text, design, graphics, videos, branding and other materials are owned by or licensed to Ranson Property Limited. We grant you a limited, revocable, non-exclusive and non-transferable right to access and use the free materials for your own lawful personal or internal business use.
You may download and keep one copy of the Fact Sheet for that purpose. No other rights are granted.
You are responsible for ensuring that information you submit is accurate, current and lawful. Do not upload or send confidential documents, third-party personal data or sensitive financial information unless we have specifically requested it through an appropriate secure process and you have authority to provide it.
When you request the Fact Sheet, we may send service messages needed to deliver it or respond to you. Ongoing promotional communications will be sent only where permitted by law and in accordance with our Privacy Policy. You can unsubscribe from marketing at any time.
The website may use or link to third-party platforms, websites and services. Links are provided for convenience and do not amount to an endorsement. We do not control third-party content, availability, security or privacy practices. Your use of a third-party service is governed by that provider’s own terms and policies.
We aim to keep the website and materials useful and available, but we do not guarantee uninterrupted, error-free or secure access. We may change, suspend or withdraw any part of the website or free materials, correct errors or update content without notice.
Nothing in these terms excludes or limits liability that cannot lawfully be excluded, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or your statutory consumer rights.
Subject to that, and to the fullest extent permitted by law:
If you are using the website as a consumer, these limitations apply only where they are fair and legally enforceable.
Our Privacy Policy explains how we use personal information. Cookie choices and any applicable cookie notice explain how cookies and similar technologies are used. These documents form part of the basis on which you use the website.
We are not responsible for delay or failure caused by circumstances reasonably outside our control, including outages, cyber incidents, telecommunications failures, platform failures, industrial disputes, extreme weather or changes in law.
We may update these terms to reflect changes in the website, materials, business or law. The revised terms will take effect when posted on this page. The date above shows when they were last updated.
If any provision is found invalid or unenforceable, the remaining provisions will continue in effect. A delay in enforcing a right is not a waiver of that right. No person other than you and Ranson Property Limited has a right to enforce these terms under the Contracts (Rights of Third Parties) Act 1999.
These terms are governed by the law of England and Wales. The courts of England and Wales will have jurisdiction, except that a consumer resident elsewhere in the United Kingdom may also bring proceedings in the courts of their home jurisdiction where applicable law permits.
Questions about these terms may be sent to [email protected] or to Ranson Property Limited, Level 39, One Canada Square, Canary Wharf, London E14 5AB.